Canada's payments and data landscape is being restructured simultaneously. The Real-Time Rail is targeting a Q3–late 2026 launch. Open Banking Phase 1 is live. Most credit unions have neither a defined RTR connectivity strategy nor a member data response plan. The institutions that wait are accumulating costs they may not fully see yet.
This 12-question assessment takes under 8 minutes. It identifies your specific readiness gaps across four domains and produces a scored profile you can bring to your board or leadership team.
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